If you don’t have a credit or debit card or even a bank account, not to worry, you can pay any bill you receive via PaySwyft.com by cash free of charges.

Payswyft works in partnership with PayPoint PLC, which allows you to pay at one of 22,000 PayPoint outlets around the UK. PayPoint already accepts payments worth in excess of £9.5 billion from over 550 million transactions annually for more than 6,000 clients and merchants.

Simply view your bill on-line and follow the simple on screen instructions. Then visit your nearest PayPoint outlet (a corner store, newsagent, service station etc) and the outlet representative will accept cash payment for your bill).

You can find your nearest outlet by entering your postcode here.